Rates Information Page for Valley Gas Employees CU

Valley Gas Employees CU

Share/Savings Accounts

Share Accounts

The Credit Union Board of Directors will declare the dividend rate for the
first quarter of 2008 at the Board meeting, which will be held the end
of March...

$200 or more

1.50% Div. Rate

1.51% APY *

1.50% was paid for the third quarter

Loan Accounts


Unsecured Loans (Signature)


Unsecured loans (Signature)	8.90%* APR	max. of 24 months
$500 Minimum $2500 Maximum * credit restrictions apply
Special No Credit Loans	15.00% APR	$1,000 for up to 12 months
No Credit Check - Call the Credit Union for detail


Vehicle Loans


New or Used Vehicles	4.95% APR	Special Rate - Cars, Trucks or Motorcycles
Credit restrictions apply

Fees & Disclosures


Loan Account Fees


A $25.00 Loan Application Fee will be charged on each application.	$25.00


Miscellaneous Fees


To join our Credit Union	$1.00
More than one Christmas Club withdrawal will cost $5.00 per withdrawal	$5.00
Skip a payment..	$10.00